• 佚名 来自： 浙商银行 点击： 次 日期：2020-12-28

12月23日，浙商银行联合浙江大学、趣链ope体育电竞官方网站、之江实验室共同发布《基于区块链技术的供应链金融白皮书（2020）》（下称《白皮书》）。

据悉，这是银行业内首份区块链供应链金融白皮书，聚焦于区块链技术在供应链金融业务中的创新应用，梳理银行业利用区块链技术在供应链金融业务的应用场景中的创新实践案例，并进一步提出了区块链技术在供应链金融中的业务标准以及应用标准，为后续业内区块链技术的应用与研究，以及在供应链金融领域的落地提供了借鉴。

“JINNIANLAI，ZHESHANGYINXINGCHIXUYUNYONGQUKUAILIANJISHUCHUANGXINYINGYONGGONGYINGLIANJINRONGFUWU，ZAIZHULISHITIJINGJIZHONGFAHUILEHENDACHENGXIAO。《BAIPISHU》SHIZHEIYISHIJIANCHENGXIAODEXITONGSHULIHEZONGJIE，ZAIQUKUAILIANJISHUYUGONGYINGLIANJINRONGLINGYUJUNJUYOUZHONGYAODECANKAOJIAZHI，DUIJINRONGXINGYEYOUZHEZHONGYAODEZHIYINZUOYONGHEJIEJIANYIYI。”《BAIPISHU》ZHIDAOZUCHENGYUAN、ZHESHANGYINXINGJINRONGopeTIYUDIANJINGGUANFANGWANGZHANBUZONGJINGLIYANGGUOZHENGSHUO。

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当前，区块链正在成为全球技术应用的前沿阵地，其应用已延伸至数字金融、物联网、智能制造、供应链管理、数字资产交易等多个领域，不断策动全球技术创新和模式创新，推动信息互联网+向价值互联网+跃迁，这其中，金融机构一直走在区块链技术应用的前列。

《白皮书》中，列举了工商银行征拆迁资金管理区块链平台、招商银行产业互联网+协作平台、金融壹账通跨境贸易服务网络等典型案例，主要在资金管理、跨境贸易等领域。

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又如针对核心企业和下游经销商在销售时采用现款现货或短期赊销结算方式，将区块链技术加载于分销场景中，可以满足中小经销商“小额、高频、短期”的融资需求，同时帮助核心企业扩大销售。在医药流通行业，浙商银行基于区块链技术为瑞康医药搭建了分销通平台，通过对其销售回款进行封闭管理和智能风控，实现对下游经销商的全线上化融资，进而为其提供融资、结算、资金管理等一揽子供应链综合金融服务。

近年来，浙商银行联合浙江大学、趣链ope体育电竞官方网站、之江实验室等，在区块链技术应用领域ope体育电竞官方网站了系列合作探索，就关键技术、理论研究、技术标准等方面加强联合攻关，共同推动金融ope体育电竞官方网站创新与转化落地，接连推出了服务于供应链金融领域的应收款链平台、银租联动、订单通、仓单通、分期通、分销通、存货通等产品，并对电力、医药、粮食等行业头部企业进行了技术产品和金融ope体育电竞官方网站服务的有效输出。

“ZHEIXIEWEIRAOTEDINGSHENGCHANJINGYINGCHANGJINGTIGONGDECHANGJINGHUAJIEJUEFANGAN，CHONGFENFAHUIQUKUAILIANZAICUJINSHUJUGONGXIANG、YOUHUAYEWULIUCHENG、JIANGDIYUNYINGCHENGBEN、TISHENGXIETONGXIAOLV、JIANSHEKEXINTIXIDENGFANGMIANDEZUOYONG，JIANGGOUCHENGGONGYINGLIANJINRONGFUWUCHANPINDEWANZHENGPINTU，GENGHAODIFUWUSHITIJINGJI。”《BAIPISHU》ZHICHU。

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